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Save Money Wisely: Invest or Pay Off Your Mortgage?

Are you at a crossroads, unsure whether to invest your extra money or pay off your mortgage? Imagine having a tool that provides a clear breakdown of potential savings, enabling you to make an informed financial decision. Introducing PayofforInvest.com – the innovative website that takes the guesswork out of your financial dilemma. With PayofforInvest.com, you… Read more

May 18, 2023
The Roth Conversion Ladder Explained: A Complete Guide to Tax-Free Retirement Income

The FI/RE movement has grown bigger over the years, and so have incomes. With that comes the ability for employees and investors to reach a level of retirement savings that some may deem as comfortable enough to retire before reaching age 59.5. But we all know those early distributions of tax advantaged retirement accounts incur Read more

May 8, 2023
A Comprehensive Guide to Retirement Savings for Gig Workers

Discover the essential steps to securing your financial future as a gig worker in our comprehensive guide to retirement savings. Learn how to assess your retirement needs, build a tailored savings plan, and navigate the unique challenges of the gig economy. Explore the various retirement account options available to freelancers and self-employed individuals, and gain… Read more

April 25, 2023
The Ultimate Guide to Emergency Funds: Why You Need One and How to Build It

Discover the importance of emergency funds, why you need one, and how to build it step by step for a financially secure future. Read more

March 30, 2023
The 30-30-3 Rule Explained: How to Buy a House in 2023

While it’s always encouraged in this blog to take on the least amount of debt as possible, sometimes there is just no way of getting around debt due to life stages and situations. But we can always be smart about how we take on debt, specifically mortgage debt. The 30-30-3 rule exists just for that Read more

March 28, 2023
Credit Default Swaps: Understanding Their Role in Today’s Economy

Credit Default Swaps (CDS) gained notoriety during the 2008 financial crisis, playing a significant role in the collapse of major financial institutions. Since then, they have remained an essential yet controversial financial instrument. What are Credit Default Swaps? A credit default swap is a financial derivative that allows investors to hedge against credit risk or Read more

March 26, 2023